PayIt2 as a platform to organize lists for events, group payments, and fundraising is FREE. But, processing money collected on PayIt2 requires a few processing fees. PayIt2 fees are based on the template and payment processor you choose to use. For more information on that, see our page dedicated to PayIt2 fees.
There is NO COST for creating extra pages, opening an account, uploading images, and there's no pesky recurring fee. Organizers can collect for FREE by passing fees onto the payers. Or, instead, organizers might choose to accept fees themselves to make a smooth checkout for payers.